Zero Upfront Cost
Book Now. Pay When the Listing Closes.
Align your marketing spend with your commission timeline — not the other way around.
Subject to approval and terms. Full loan terms provided at booking.
Built for How Agents Get Paid
Your Media Costs Should Close When Your Listing Does
Top producers carry multiple active listings at once — and every one of them needs professional media before it hits the MLS. Pay at Close lets you launch each listing with the full package it deserves while keeping your working capital where it belongs: in your business.
One booking, no invoice juggling, no card on file. Your media is delivered on the standard timeline, and payment settles at closing through our lending partner.
The Process
How Pay at Close Works
Book Your Shoot
Schedule online in about 60 seconds. No credit card required to book — select Pay at Close during checkout.
We Shoot & Deliver
Your full media package is captured and delivered on the normal timeline — photos in 24 hours, video and 3D within 48–72 hours.
Market & Close the Listing
Your listing goes live with professional media working for it from day one. Payment is deferred while the property is on the market.
Pay at Closing
Payment settles at closing through escrow — or anytime earlier by ACH or debit card, with no prepayment penalties.
Eligibility
- Active real estate license in Washington or Florida
- Active, signed listing agreement for the subject property
- Credit score above the limit for your state (soft check only — no impact on your score)
- Qualify for up to 1.5% of list price, up to $25,000 — use as little or as much as you need
Financing Terms
Pay at Close is a 6-month loan provided by our lending partner, Titus. There is no impact to your credit to apply, and rates start at 0%.
Fee
A one-time flat fee of 0–8.5% based on your approved rate. Example: a $1,000 order at a 4% rate repays $1,040. Check your exact rate at gotitus.com/estimate/hd-media-house.
Repayment
Due at the earliest of: the home sells, the listing is canceled or withdrawn, the home hasn't been actively listed for 60 days, or six months pass. Repay through escrow at closing — or anytime by ACH or debit card with no prepayment penalties.
FAQ
Pay at Close Questions
Launch Your Next Listing With Zero Upfront Cost
Book in under 60 seconds and select Pay at Close at checkout.